Free business cash flow assessment

Cash Flow Clarity Sheet

How healthy and predictable is your business cash flow? Answer nine practical questions to assess your cash visibility, identify timing gaps, and understand whether your financial rhythm supports confident decisions and sustainable growth.

Nine questions. About three minutes. No financial statements required. Immediate results.

01Share your context
02Answer nine questions
03Review your diagnosis

What this cash flow assessment reveals

See beyond the bank balance.

A healthy bank balance does not always mean healthy cash flow. Business cash flow depends on how clearly you can see available cash, when revenue is collected, when obligations are due, and whether you can forecast what the business can support next.

01

Cash Visibility Score

Do you know how much cash your business has available, what is coming in, and what obligations are approaching?

Assess whether your financial information gives you a clear, current cash position.

02

Cash Flow Timing Diagnosis

Is the timing of money coming in and going out creating cash flow gaps?

Identify whether invoicing, collections, deposits, or upcoming expenses are putting avoidable pressure on the business.

03

Cash Flow Predictability Rating

Can you confidently forecast your cash flow from month to month?

Determine whether your business follows a reliable financial rhythm or regularly reacts to unexpected cash needs.

Unlock your clarity sheet

Start with what you know.

Share a few details so MVB can tailor your business cash flow assessment. You will answer nine practical questions and immediately receive your score, diagnostic breakdown, and recommended next step.

01No financial statements required
02Three focused diagnostic areas
03Clear next steps based on your score

Tell us where you are today.

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Cash flow clarity questions

What business owners should know.

Clear cash flow information helps leaders decide what the business can afford, where pressure is building, and what financial systems need attention next.

What is cash flow clarity?

Cash flow clarity means knowing how much cash is available now, what money is expected to come in, what obligations are approaching, and how those movements affect the decisions your business can safely make.

How is cash flow different from profit?

Profit measures whether revenue exceeds expenses over a period. Cash flow tracks when money actually enters and leaves the business. A company can be profitable on paper and still experience cash pressure when collections and expenses occur at different times.

What causes cash flow gaps in a business?

Common causes include delayed invoicing, slow client payments, inconsistent deposits, seasonal revenue, poorly timed expenses, limited forecasting, and commitments that come due before expected cash arrives.

What does the Cash Flow Clarity Sheet measure?

The assessment measures three connected areas: visibility into your current cash position, timing of money coming in and going out, and the predictability of your month-to-month financial rhythm.

Who should use this business cash flow assessment?

It is designed for founders, owners, CEOs, presidents, COOs, CFOs, and other leaders who want a clearer view of cash flow before making hiring, spending, growth, or operational decisions.

What will I receive after completing the assessment?

You will receive an immediate cash flow score, a breakdown of your visibility, timing, and predictability, and practical guidance on the financial systems or rhythms that may need attention next.

01

Answer nine quick questions.

Choose the answer that most honestly describes your business today.

Your progress0 of 9 answered
Visibility
Timing
Rhythm

Your cash flow diagnosis

0out of 18

Your score breakdown

Choose your next step

Use your score to start a more informed conversation about the financial systems your business needs next.